Stashfin Loan App Review, Interest Rates, Eligibility, Unbiased Review

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During an emergency, we cannot afford to wait for the lengthy procedure of banks to get the urgent loan. For such a case, Stashfin acts as a saviour. Stashfin is a credit line card platform. Stashfin provides a physical credit card which can be used anywhere to pay funds and the amount could be easily paid using easy EMIs.

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It aims at providing instant loan to the customers. You can easily get your loan amount without any paperwork. The approval time and fund transfer are quite immediate. The whole process of getting a loan is made digital with technology, which is very efficient and effective than the earlier traditional ones.

Stashfin Loan App Review, Interest Rates, Eligibility, Unbiased Review

Who Can Get The Loan?

It is important to know what is the eligibility criteria of Stashfin and who are eligible for the loan amount. The answer is anyone. Yes, now anyone can apply for the loan through stashfin almost for anything.

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There are no restrictions on the work for which one wants to apply the loan for. Now, get a loan from Stashfin for your education, travel, home, property, or medical purpose. Access the funds anywhere using the Stashfin credit card.

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What Is The Process Of Taking Loan?

  • Visit the official website of Stashfin or download the stashfin app.
  • Apply for a credit line card by filling up few details like name, mobile no., city, and net monthly income.
  • In case, you have any referral code, use it to register yourself.
  • Provide your online banking It will take a few minutes to process.
  • Provide a few KYC documents asked by Stashfin.
  • Stashfin will also arrange a KYC visit to your provided address for verification purpose.
  • After this verification, within 4 hours your funds will get credited.

StashFin Personal Loan Details

Interest rate (APR)11.99% p.a. to 59.99% p.a.
Loan amountRs.500 to Rs.5 lakh
Loan tenureFrom 3 months to 36 months

What Documents Are Required For A loan?

  • An ID proof such as Voter ID, PAN card or Driving License.
  • Address proof such as Adhaar card, water bill or electricity bill.
  • Income proof that can be in the form of a bank statement or salary slips of last 3 months.
  • A Unique Identification Document.

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Why Stashfin For Credit?

  • Get loan amount ranging between Rs. 500 to 5,00,000.
  • An easy and smooth procedure as compared to a personal loan.
  • Completely digital process and no paperwork is required.
  • Download the mobile app from the App Store and Play Store.
  • You will get Stashfin credit line card which can be used anywhere for card payments.
  • You have access to money 24×7.
  • Easily keep an eye on your monthly usage through the mobile app.
  • KYC verification at your doorstep with minimum documents.
  • Fast and easy approvals.
  • No any kind of pre-payment or hidden charges.
  • Use your funds anytime and anywhere as per your requirements and no restrictions for what purpose you are using the amount.
  • Highly secure platform.
  • Within 4 hours your fund is ready to be used and with Stashfin credit line card just after 90 seconds, you are good to go.
  • You can repay your loan amount with easy EMI option via electronic media. EMI calculator is available on the website itself.
  • The tenure period for Stashfin is from 3 months to 36 months.
  • Get PAYBACK points on loading balance using the Stashfin card. Use these payback points for your shopping purpose. Earn more points by shopping through PAYBACK points and you can again shop using them. Your mobile number is your PAYBACK number.
  • Pay interest only on the amount you have used from the total fund.
  • Very low-interest rates ranging between 2% to 3% per month or 11.99% to 59.99% per annum.
  • Low processing fee, i.e., 3% of the fund in additional with the taxes.
  • There is a 24×7 customer support service.

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Why Stashfin Credit Line Card?

  • Withdraw up to 10 times free ATM cash.
  • Fund approval within 90 seconds.
  • Pay using the card at online and offline stores.
  • Transfer funds easily using Paytm wallet.
  • Earn reward points.
  • It allows partial repayments for cash withdrawals.
  • Make easy Top-ups.

Stashfin Customer Care Details

You can contact Stashfin customer support with its helpdesk

Conclusion

I have personally used the Stashfin credit line card for instant card payments and my experience is very good. They provide good EMI options for repayments which will not increase the load on your pocket.

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It will make the loan procedure easy and quick. In some emergencies, you need not worry about the lengthy and time-consuming funding procedures. By using it you will yourself feel how beneficial it is. There are more than 2,50,000+ happy and satisfied customers. Be one of them and enjoy the benefits of Stashfin. Know more about Stashfin by www.stashfin.com.